*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body { font-family: var(--font-body); color: var(--text); background: var(--white); line-height: 1.65; font-size: 16px; }

  .btn { display: inline-block; font-family: var(--font-head); font-weight: 700; font-size: 14px; letter-spacing: 0.4px; padding: 11px 26px; border-radius: 4px; text-decoration: none; transition: all 0.2s; cursor: pointer; border: none; }
  .btn-accent { background: var(--accent); color: var(--white); }
  .btn-accent:hover { background: var(--accent-hover); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(46,196,168,0.35); }
  .btn-outline-white { background: transparent; color: var(--white); border: 2px solid rgba(255,255,255,0.6); }
  .btn-outline-white:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }
  .btn-navy { background: var(--navy); color: var(--white); }
  .btn-navy:hover { background: var(--navy-mid); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(28,58,95,0.25); }

  .breadcrumb-strip { background: var(--navy-deep); padding: 16px 40px; border-bottom: 1px solid rgba(255,255,255,0.06); }
  .breadcrumb { font-family: var(--font-head); font-size: 10.5px; font-weight: 600; letter-spacing: 1.3px; text-transform: uppercase; color: rgba(255,255,255,0.55); }
  .breadcrumb a { color: rgba(255,255,255,0.7); text-decoration: none; }
  .breadcrumb a:hover { color: var(--white); }
  .breadcrumb .sep { margin: 0 12px; opacity: 0.4; color: rgba(255,255,255,0.5); }
  .breadcrumb .current { color: var(--accent); }

  /* ── HERO (2-column, compact) ── */
  .hero {
    background: linear-gradient(135deg, #0e2240 0%, #1c3a5f 55%, #254d7a 100%);
    color: var(--white);
    padding: 60px 40px 70px;
    position: relative;
    overflow: hidden;
  }
  .hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
      radial-gradient(circle at 18% 30%, rgba(46,196,168,0.16) 0%, transparent 35%),
      radial-gradient(circle at 82% 70%, rgba(75,168,232,0.12) 0%, transparent 40%);
    pointer-events: none;
  }
  .hero-inner {
    position: relative;
    max-width: 1240px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 64px;
    align-items: center;
  }
  .hero-copy { }
  .hero-eyebrow {
    display: inline-block;
    font-family: var(--font-head);
    font-size: 11.5px; font-weight: 700;
    letter-spacing: 3px; text-transform: uppercase;
    color: var(--accent);
    background: var(--accent-soft);
    padding: 7px 18px;
    border-radius: 20px;
    margin-bottom: 22px;
  }
  .hero h1 {
    font-family: var(--font-head);
    font-size: clamp(34px, 4.6vw, 52px);
    font-weight: 800;
    line-height: 1.05;
    letter-spacing: -0.5px;
    margin-bottom: 20px;
    text-wrap: balance;
  }
  .hero h1 em { color: var(--accent); font-style: normal; }
  .hero-subhead {
    font-family: var(--font-head);
    font-size: 16px;
    font-weight: 600;
    color: rgba(255,255,255,0.92);
    margin-bottom: 18px;
    letter-spacing: -0.1px;
    line-height: 1.5;
  }
  .hero-body {
    font-size: 15px;
    color: rgba(255,255,255,0.78);
    line-height: 1.7;
    margin-bottom: 16px;
  }
  .hero-body strong { color: var(--white); font-weight: 600; }
  .hero-tagline {
    font-family: var(--font-head);
    font-size: 13.5px;
    font-weight: 600;
    color: rgba(255,255,255,0.72);
    font-style: italic;
    line-height: 1.55;
    padding-top: 16px;
    border-top: 1px solid rgba(255,255,255,0.12);
  }
  .hero-tagline em { color: var(--accent); font-style: italic; font-weight: 700; }

  /* Side teaser card */
  .hero-teaser {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.14);
    border-radius: 18px;
    padding: 32px 32px;
    backdrop-filter: blur(8px);
    box-shadow: 0 20px 60px rgba(0,0,0,0.3);
    position: relative;
    overflow: hidden;
  }
  .hero-teaser::before {
    content: '';
    position: absolute;
    right: -50px; top: -50px;
    width: 200px; height: 200px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(46,196,168,0.22) 0%, transparent 70%);
    pointer-events: none;
  }
  .teaser-label {
    font-family: var(--font-head);
    font-size: 10.5px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 2px;
    text-transform: uppercase;
    margin-bottom: 16px;
    display: flex;
    align-items: center;
    gap: 10px;
    position: relative;
  }
  .teaser-label .pulse {
    width: 7px; height: 7px;
    background: var(--accent);
    border-radius: 50%;
    box-shadow: 0 0 0 0 rgba(46,196,168,0.6);
    animation: pulse 1.6s infinite;
  }
  @keyframes pulse {
    0% { box-shadow: 0 0 0 0 rgba(46,196,168,0.6); }
    70% { box-shadow: 0 0 0 10px rgba(46,196,168,0); }
    100% { box-shadow: 0 0 0 0 rgba(46,196,168,0); }
  }
  .teaser-num {
    font-family: var(--font-head);
    font-size: clamp(54px, 6vw, 76px);
    font-weight: 800;
    color: var(--white);
    line-height: 0.95;
    letter-spacing: -2.5px;
    position: relative;
    margin-bottom: 6px;
  }
  .teaser-num .currency {
    color: var(--accent);
    font-size: 0.55em;
    vertical-align: 0.2em;
    margin-right: 4px;
    letter-spacing: 0;
  }
  .teaser-sub {
    font-family: var(--font-head);
    font-size: 13px;
    font-weight: 700;
    color: rgba(255,255,255,0.7);
    letter-spacing: 0.5px;
    text-transform: uppercase;
    position: relative;
    margin-bottom: 22px;
  }
  .teaser-mini {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 12px;
    position: relative;
    padding-top: 22px;
    border-top: 1px solid rgba(255,255,255,0.12);
  }
  .teaser-mini .tm {
    text-align: left;
  }
  .teaser-mini .tm-num {
    font-family: var(--font-head);
    font-size: 22px;
    font-weight: 800;
    color: var(--white);
    line-height: 1;
    letter-spacing: -0.5px;
  }
  .teaser-mini .tm-num .accent { color: var(--accent); }
  .teaser-mini .tm-lbl {
    font-family: var(--font-head);
    font-size: 9.5px;
    font-weight: 700;
    color: rgba(255,255,255,0.55);
    letter-spacing: 1.2px;
    text-transform: uppercase;
    margin-top: 6px;
    line-height: 1.4;
  }
  .teaser-arrow {
    position: relative;
    margin-top: 22px;
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: var(--font-head);
    font-size: 12px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 0.5px;
    text-transform: uppercase;
  }
  .teaser-arrow svg {
    width: 16px;
    height: 16px;
    fill: none;
    stroke: var(--accent);
    stroke-width: 2.5;
    stroke-linecap: round;
    stroke-linejoin: round;
    animation: bob 1.8s ease-in-out infinite;
  }
  @keyframes bob {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(4px); }
  }

  /* ── HOW TO USE ── */
  .howto {
    background: var(--off-white);
    border-top: 1px solid var(--gray-light);
    border-bottom: 1px solid var(--gray-light);
    padding: 50px 40px;
  }
  .howto-inner { max-width: 1100px; margin: 0 auto; }
  .howto-head {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 48px;
    align-items: start;
  }
  .howto-head h2 {
    font-family: var(--font-head);
    font-size: clamp(22px, 2.6vw, 30px);
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.5px;
    line-height: 1.2;
  }
  .howto-head h2 small {
    display: block;
    font-family: var(--font-head);
    font-size: 11px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 2.5px;
    text-transform: uppercase;
    margin-bottom: 10px;
  }
  .howto-body p {
    font-size: 17px;
    line-height: 1.75;
    color: var(--text-muted);
    margin-bottom: 16px;
  }
  .howto-body p:last-child { margin-bottom: 0; }
  .howto-list {
    margin-top: 12px;
    list-style: none;
    padding: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px 24px;
  }
  .howto-list li {
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.6;
    padding-left: 22px;
    position: relative;
  }
  .howto-list li::before {
    content: '';
    position: absolute;
    left: 0; top: 8px;
    width: 8px; height: 8px;
    border-radius: 50%;
    background: var(--accent);
  }

  /* ── CALCULATOR ── */
  .calculator { padding: 80px 40px; background: var(--white); }
  .calc-inner { max-width: 1240px; margin: 0 auto; }
  .calc-grid {
    display: grid;
    grid-template-columns: 1.05fr 1fr;
    gap: 36px;
    align-items: start;
  }

  /* INPUTS PANEL */
  .inputs-panel {
    background: var(--white);
    border-radius: 18px;
    border: 1px solid var(--gray-light);
    box-shadow: 0 8px 28px rgba(28,58,95,0.06);
    overflow: hidden;
    position: relative;
  }
  .inputs-panel::before {
    content: '';
    position: absolute;
    top: 0; left: 0;
    width: 60%;
    height: 5px;
    background: linear-gradient(90deg, var(--accent), var(--navy-light));
  }
  .panel-head {
    padding: 26px 32px 22px;
    border-bottom: 1px solid var(--gray-light);
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 14px;
  }
  .panel-label {
    font-family: var(--font-head);
    font-size: 10.5px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 2.2px;
    text-transform: uppercase;
    margin-bottom: 6px;
  }
  .panel-head h3 {
    font-family: var(--font-head);
    font-size: 22px;
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.4px;
  }
  .panel-head .reset-btn {
    background: transparent;
    border: 1px solid var(--gray-light);
    color: var(--text-muted);
    font-family: var(--font-head);
    font-size: 11.5px;
    font-weight: 700;
    letter-spacing: 0.5px;
    padding: 8px 14px;
    border-radius: 6px;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 6px;
    transition: all 0.2s;
  }
  .reset-btn:hover { border-color: var(--accent); color: var(--accent); }
  .reset-btn svg { width: 12px; height: 12px; stroke: currentColor; fill: none; stroke-width: 2; }

  .inputs-body {
    padding: 28px 32px 32px;
    display: flex;
    flex-direction: column;
    gap: 24px;
  }
  .input-row {
    display: grid;
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .input-head {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 12px;
  }
  .input-label {
    font-family: var(--font-head);
    font-size: 13.5px;
    font-weight: 700;
    color: var(--navy);
    letter-spacing: -0.1px;
    line-height: 1.3;
    display: flex;
    align-items: center;
    gap: 8px;
  }
  .input-help {
    width: 16px; height: 16px;
    border-radius: 50%;
    background: var(--gray-light);
    color: var(--text-muted);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-head);
    font-size: 10px;
    font-weight: 800;
    cursor: help;
    line-height: 1;
    position: relative;
  }
  .input-help:hover::after {
    content: attr(data-tip);
    position: absolute;
    bottom: calc(100% + 8px);
    left: 50%;
    transform: translateX(-50%);
    background: var(--navy);
    color: var(--white);
    padding: 8px 12px;
    border-radius: 6px;
    font-family: var(--font-body);
    font-size: 12px;
    font-weight: 400;
    line-height: 1.5;
    letter-spacing: 0;
    width: 240px;
    text-align: left;
    z-index: 10;
    box-shadow: 0 8px 24px rgba(0,0,0,0.2);
  }
  .input-help:hover::before {
    content: '';
    position: absolute;
    bottom: calc(100% + 2px);
    left: 50%;
    transform: translateX(-50%);
    border: 6px solid transparent;
    border-top-color: var(--navy);
    z-index: 10;
  }
  .input-value-wrap {
    display: flex;
    align-items: center;
    gap: 4px;
  }
  .input-value {
    font-family: var(--font-head);
    font-size: 22px;
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.5px;
    line-height: 1;
    background: transparent;
    border: 1px solid transparent;
    padding: 6px 10px;
    border-radius: 6px;
    text-align: right;
    width: 110px;
    outline: none;
    transition: all 0.2s;
    cursor: text;
  }
  .input-value:hover { border-color: var(--gray-light); background: var(--off-white); }
  .input-value:focus { border-color: var(--accent); background: var(--white); box-shadow: 0 0 0 3px rgba(46,196,168,0.12); }
  .input-unit {
    font-family: var(--font-head);
    font-size: 16px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: -0.2px;
  }

  .slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    background: var(--gray-light);
    border-radius: 4px;
    outline: none;
    cursor: pointer;
    position: relative;
  }
  .slider::-webkit-slider-runnable-track {
    height: 6px;
    border-radius: 4px;
    background: linear-gradient(90deg, var(--accent) 0%, var(--accent) var(--pct, 50%), var(--gray-light) var(--pct, 50%), var(--gray-light) 100%);
  }
  .slider::-moz-range-track {
    height: 6px;
    border-radius: 4px;
    background: linear-gradient(90deg, var(--accent) 0%, var(--accent) var(--pct, 50%), var(--gray-light) var(--pct, 50%), var(--gray-light) 100%);
  }
  .slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--white);
    border: 3px solid var(--accent);
    cursor: grab;
    box-shadow: 0 4px 12px rgba(28,58,95,0.15);
    margin-top: -8px;
    transition: transform 0.15s, box-shadow 0.15s;
  }
  .slider::-webkit-slider-thumb:hover { transform: scale(1.1); box-shadow: 0 6px 16px rgba(46,196,168,0.3); }
  .slider:active::-webkit-slider-thumb { cursor: grabbing; }
  .slider::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--white);
    border: 3px solid var(--accent);
    cursor: grab;
    box-shadow: 0 4px 12px rgba(28,58,95,0.15);
    transition: transform 0.15s, box-shadow 0.15s;
  }
  .slider:focus::-webkit-slider-thumb { box-shadow: 0 0 0 4px rgba(46,196,168,0.2); }

  .slider-foot {
    display: flex;
    justify-content: space-between;
    font-family: var(--font-head);
    font-size: 10.5px;
    font-weight: 700;
    color: var(--text-muted);
    letter-spacing: 0.5px;
    margin-top: 4px;
  }

  /* OUTPUT PANEL */
  .output-panel {
    position: sticky;
    top: 130px;
    display: flex;
    flex-direction: column;
    gap: 16px;
  }
  .output-headline {
    background: linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 50%, var(--navy-mid) 100%);
    color: var(--white);
    border-radius: 18px;
    padding: 28px 32px 32px;
    position: relative;
    overflow: hidden;
  }
  .output-headline::before {
    content: '';
    position: absolute;
    right: -50px; top: -50px;
    width: 220px; height: 220px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(46,196,168,0.22) 0%, transparent 70%);
    pointer-events: none;
  }
  .output-headline .head-label {
    font-family: var(--font-head);
    font-size: 10.5px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 2.2px;
    text-transform: uppercase;
    margin-bottom: 12px;
    position: relative;
  }
  .output-headline .head-num {
    font-family: var(--font-head);
    font-size: clamp(48px, 6vw, 72px);
    font-weight: 800;
    line-height: 1;
    letter-spacing: -2.5px;
    color: var(--white);
    margin-bottom: 8px;
    position: relative;
  }
  .output-headline .head-num .currency {
    color: var(--accent);
    font-size: 0.55em;
    vertical-align: 0.18em;
    margin-right: 4px;
    letter-spacing: 0;
  }
  .output-headline .head-sub {
    font-family: var(--font-head);
    font-size: 13.5px;
    font-weight: 600;
    color: rgba(255,255,255,0.78);
    letter-spacing: 0.3px;
    position: relative;
    line-height: 1.5;
  }
  .output-headline .head-sub strong { color: var(--accent); font-weight: 800; }
  .output-headline .head-bottomline {
    margin-top: 22px;
    padding-top: 20px;
    border-top: 1px solid rgba(255,255,255,0.14);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    position: relative;
  }
  .head-bottomline .bl-item .bl-label {
    font-family: var(--font-head);
    font-size: 10px;
    font-weight: 700;
    color: rgba(255,255,255,0.55);
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 4px;
  }
  .head-bottomline .bl-item .bl-val {
    font-family: var(--font-head);
    font-size: 24px;
    font-weight: 800;
    color: var(--white);
    letter-spacing: -0.6px;
    line-height: 1;
  }
  .head-bottomline .bl-item .bl-val .accent { color: var(--accent); }

  /* Funnel breakdown */
  .funnel-card {
    background: var(--white);
    border: 1px solid var(--gray-light);
    border-radius: 18px;
    padding: 26px 28px 28px;
    box-shadow: 0 4px 18px rgba(28,58,95,0.05);
  }
  .funnel-head {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    margin-bottom: 22px;
  }
  .funnel-title {
    font-family: var(--font-head);
    font-size: 14px;
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.2px;
  }
  .funnel-title small {
    display: block;
    font-family: var(--font-head);
    font-size: 10px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 1.8px;
    text-transform: uppercase;
    margin-bottom: 4px;
  }
  .funnel-rows { display: flex; flex-direction: column; gap: 12px; }
  .funnel-row { }
  .funnel-row-head {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    margin-bottom: 6px;
  }
  .funnel-row-label {
    font-family: var(--font-head);
    font-size: 12.5px;
    font-weight: 700;
    color: var(--navy);
    letter-spacing: -0.1px;
  }
  .funnel-row-val {
    font-family: var(--font-head);
    font-size: 18px;
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.5px;
    line-height: 1;
  }
  .funnel-bar-track {
    height: 8px;
    background: var(--gray-light);
    border-radius: 4px;
    overflow: hidden;
  }
  .funnel-bar-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--accent) 0%, var(--navy-light) 100%);
    border-radius: 4px;
    transition: width 0.6s cubic-bezier(.22,1,.36,1);
  }

  /* ROI summary card */
  .roi-card {
    background: var(--white);
    border: 1px solid var(--gray-light);
    border-radius: 18px;
    padding: 26px 28px;
    box-shadow: 0 4px 18px rgba(28,58,95,0.05);
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 8px;
  }
  .roi-cell {
    padding: 4px 12px;
    border-right: 1px solid var(--gray-light);
    text-align: center;
  }
  .roi-cell:last-child { border-right: none; }
  .roi-cell .label {
    font-family: var(--font-head);
    font-size: 10.5px;
    font-weight: 700;
    color: var(--text-muted);
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 8px;
    line-height: 1.4;
  }
  .roi-cell .val {
    font-family: var(--font-head);
    font-size: 28px;
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.8px;
    line-height: 1;
  }
  .roi-cell .val .pct { color: var(--accent); }
  .roi-cell.gain .val { color: var(--accent-hover); }

  /* CTA inside summary */
  .summary-cta {
    background: var(--accent-mist);
    border: 1px solid rgba(46,196,168,0.3);
    border-radius: 14px;
    padding: 20px 22px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
  }
  .summary-cta-text {
    font-family: var(--font-head);
    font-size: 13.5px;
    font-weight: 700;
    color: var(--navy);
    line-height: 1.4;
    letter-spacing: -0.1px;
  }
  .summary-cta-text span { color: var(--accent-hover); font-weight: 700; }
  .summary-cta .btn { font-size: 13px; padding: 12px 22px; }

  /* ── INSIGHT BANNER ── */
  .insight {
    background: var(--off-white);
    padding: 80px 40px;
  }
  .insight-inner {
    max-width: 980px;
    margin: 0 auto;
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
    color: var(--white);
    border-radius: 20px;
    padding: 56px 56px;
    position: relative;
    overflow: hidden;
  }
  .insight-inner::before, .insight-inner::after {
    content: '';
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
  }
  .insight-inner::before { width: 240px; height: 240px; background: radial-gradient(circle, rgba(46,196,168,0.22) 0%, transparent 70%); top: -80px; right: -80px; }
  .insight-inner::after { width: 180px; height: 180px; background: radial-gradient(circle, rgba(75,168,232,0.18) 0%, transparent 70%); bottom: -60px; left: -50px; }
  .insight-content { position: relative; }
  .insight-label {
    font-family: var(--font-head);
    font-size: 11px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 2.5px;
    text-transform: uppercase;
    margin-bottom: 16px;
  }
  .insight h2 {
    font-family: var(--font-head);
    font-size: clamp(26px, 3.2vw, 38px);
    font-weight: 800;
    line-height: 1.18;
    letter-spacing: -0.7px;
    margin-bottom: 22px;
    color: var(--white);
    text-wrap: balance;
  }
  .insight h2 em { color: var(--accent); font-style: normal; }
  .insight p {
    color: rgba(255,255,255,0.85);
    font-size: 16.5px;
    line-height: 1.75;
    max-width: 720px;
  }
  .insight p strong { color: var(--white); }

  /* ── NOTES ── */
  .notes-section { background: var(--white); padding: 80px 40px; }
  .notes-inner { max-width: 880px; margin: 0 auto; }
  .notes-head {
    font-family: var(--font-head);
    font-size: 10.5px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 2.2px;
    text-transform: uppercase;
    margin-bottom: 14px;
  }
  .notes-section h3 {
    font-family: var(--font-head);
    font-size: clamp(22px, 2.6vw, 28px);
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.5px;
    margin-bottom: 22px;
  }
  .notes-section p {
    font-size: 15.5px;
    line-height: 1.85;
    color: var(--text-muted);
    margin-bottom: 18px;
  }
  .notes-section p strong { color: var(--navy); }

  /* ── CTA ── */
  .cta-section {
    background: linear-gradient(135deg, #1c3a5f 0%, #254d7a 100%);
    padding: 80px 40px;
    text-align: center;
    color: var(--white);
  }
  .cta-section h2 { font-family: var(--font-head); color: var(--white); font-size: clamp(28px, 4vw, 42px); margin-bottom: 18px; font-weight: 800; letter-spacing: -0.6px; }
  .cta-section p { color: rgba(255,255,255,0.85); font-size: 16px; max-width: 540px; margin: 0 auto 28px; }
  .cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
  .cta-btns .btn { font-size: 15px; padding: 14px 30px; }
  .btn-white { background: var(--white); color: var(--navy); }
  .btn-white:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(0,0,0,0.15); }

  /* ── FOOTER ── */

  @media (max-width: 1080px) {
    .hero-inner { grid-template-columns: 1fr; gap: 40px; }
    .hero { padding: 50px 40px 60px; }
    .calc-grid { grid-template-columns: 1fr; gap: 28px; }
    .output-panel { position: static; }
    .howto-head { grid-template-columns: 1fr; gap: 16px; }
    .howto-list { grid-template-columns: 1fr; }
  }
  @media (max-width: 720px) {
    .inputs-body, .funnel-card, .output-headline, .roi-card, .insight-inner { padding: 24px 22px; }
    .roi-card { grid-template-columns: 1fr; gap: 12px; }
    .roi-cell { border-right: none; border-bottom: 1px solid var(--gray-light); padding-bottom: 12px; }
    .roi-cell:last-child { border-bottom: none; }
  }

  /* tweaks */
  #tweaks-panel { display: none; position: fixed; bottom: 24px; right: 24px; background: white; border-radius: 12px; padding: 20px; box-shadow: 0 8px 40px rgba(0,0,0,0.18); z-index: 9999; width: 260px; font-family: var(--font-body); border: 1px solid #e0e8f0; }
  #tweaks-panel h4 { font-family: var(--font-head); font-size: 13px; font-weight: 700; color: var(--navy); margin-bottom: 16px; letter-spacing: 0.5px; }
  .tweak-row { margin-bottom: 14px; }
  .tweak-row label { display: block; font-size: 11px; font-weight: 600; color: #6b7f90; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 6px; }
  .tweak-row input[type=color] { width: 100%; height: 32px; border: 1px solid #dde5ee; border-radius: 6px; cursor: pointer; padding: 2px; }